2025 HTG to PKR Historical Review

YEARLY HIGH

2.2356 PKR

YEARLY LOW

2.1150 PKR

YEARLY AVERAGE

2.1512 PKR

2025 HTG to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HTG to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 10, valuing the pair at 2.2356. Conversely, the yearly low was recorded on February 25, dropping to 2.1150.

This high-to-low spread represents a total annual volatility of 0.1206 PKR. From a start-to-finish perspective, comparing the January average rate of 2.1337 to the December average rate of 2.1419, the exchange rate registered a net change of 0.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.2356 was up 4.51% compared to the 2024 peak of 2.1392, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 11,178 PKR

2024 Average 10,548 PKR

Yearly Trough Low 10,575 PKR

Transaction Impact: A difference of 603.02 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.1697

2.1294

JanuMarcMayJulySeptNove

HTG to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1442, compared to 2.1581 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0139 points.

H1 Avg (Jan–Jun) 2.1442

H2 Avg (Jul–Dec) 2.1581

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.1076 PKR (High: 2.2356 / Low: 2.1280). On the other end, May was the most stable month, with a tight range of 0.0146 PKR (High: 2.1659 / Low: 2.1513).

March Spread (Volatile) ±0.1076

May Spread (Stable) ±0.0146

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0140 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0140

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 2.1385) against the same month in 2024 (average: 2.1027), the exchange rate shifted by +0.0358 (+1.70%).

2025 Avg (March) 2.1385

2024 Avg (March) 2.1027

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1440	2.1289	2.1337
February	2.1517	2.1150	2.1327
March	2.2356	2.1280	2.1385
April	2.1575	2.1370	2.1472
May	2.1659	2.1513	2.1541
June	2.1711	2.1504	2.1593
July	2.1768	2.1570	2.1663
August	2.1735	2.1522	2.1637
September	2.1722	2.1503	2.1630
October	2.1647	2.1454	2.1579
November	2.1634	2.1244	2.1559
December	2.1585	2.1369	2.1419