2019 HTG to PKR Historical Review

YEARLY HIGH

1.8093 PKR

YEARLY LOW

1.5836 PKR

YEARLY AVERAGE

1.6660 PKR

2019 HTG to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HTG to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.8093. Conversely, the yearly low was recorded on June 3, dropping to 1.5836.

This high-to-low spread represents a total annual volatility of 0.2256 PKR. From a start-to-finish perspective, comparing the January average rate of 1.7859 to the December average rate of 1.6087, the exchange rate registered a net change of -9.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.8093 was down 6.05% compared to the 2018 peak of 1.9258, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 9,046 PKR

2018 Average 8,986 PKR

Yearly Trough Low 7,918 PKR

Transaction Impact: A difference of 1,128.23 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.8046

1.5803

JanuMarcMayJulySeptNove

HTG to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6914, compared to 1.6407 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0506 points.

H1 Avg (Jan–Jun) 1.6914

H2 Avg (Jul–Dec) 1.6407

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.1615 PKR (High: 1.7452 / Low: 1.5836). On the other end, November was the most stable month, with a tight range of 0.0106 PKR (High: 1.6029 / Low: 1.5924).

June Spread (Volatile) ±0.1615

November Spread (Stable) ±0.0106

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0748 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0748

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 1.7859) against the same month in 2018 (average: 1.7157), the exchange rate shifted by +0.0702 (+4.09%).

2019 Avg (January) 1.7859

2018 Avg (January) 1.7157

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8093	1.7709	1.7859
February	1.7881	1.6810	1.7111
March	1.6921	1.6687	1.6775
April	1.6839	1.6482	1.6683
May	1.6972	1.6148	1.6474
June	1.7452	1.5836	1.6580
July	1.7241	1.6667	1.6940
August	1.6963	1.6520	1.6765
September	1.6496	1.6306	1.6396
October	1.6407	1.6018	1.6264
November	1.6029	1.5924	1.5990
December	1.6294	1.5931	1.6087