YEARLY HIGH
2.0925 PKR
YEARLY LOW
1.5367 PKR
YEARLY AVERAGE
1.7466 PKR

2022 HTG to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HTG to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 2.0925. Conversely, the yearly low was recorded on December 19, dropping to 1.5367.

This high-to-low spread represents a total annual volatility of 0.5558 PKR. From a start-to-finish perspective, comparing the January average rate of 1.7355 to the December average rate of 1.5562, the exchange rate registered a net change of -10.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 2.0925 was down 7.08% compared to the 2021 peak of 2.2518, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 10,462 PKR
2021 Average 9,164 PKR
Yearly Trough Low 7,683 PKR
Transaction Impact: A difference of 2,778.96 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.9743
1.5182
JanuMarcMayJulySeptNove

HTG to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7309, compared to 1.7623 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0314 points.

H1 Avg (Jan–Jun) 1.7309
H2 Avg (Jul–Dec) 1.7623

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.3947 PKR (High: 2.0285 / Low: 1.6337). On the other end, December was the most stable month, with a tight range of 0.0500 PKR (High: 1.5867 / Low: 1.5367).

August Spread (Volatile) ±0.3947
December Spread (Stable) ±0.0500

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1582 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1582

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2022: 1.8782) against the same month in 2021 (average: 1.6943), the exchange rate shifted by +0.1840 (+10.86%).

2022 Avg (July) 1.8782
2021 Avg (July) 1.6943

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.7892 1.6974 1.7355
February 1.7374 1.6858 1.7080
March 1.7320 1.6794 1.7070
April 1.7551 1.6613 1.7045
May 1.7996 1.6289 1.7406
June 1.8502 1.7337 1.7896
July 2.0925 1.7769 1.8782
August 2.0285 1.6337 1.7788
September 2.0251 1.8145 1.9363
October 1.8935 1.7058 1.7781
November 1.7239 1.5963 1.6461
December 1.5867 1.5367 1.5562