2024 HTG to PKR Historical Review

YEARLY HIGH

2.1392 PKR

YEARLY LOW

2.0891 PKR

YEARLY AVERAGE

2.1095 PKR

2024 HTG to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HTG to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 2.1392. Conversely, the yearly low was recorded on May 22, dropping to 2.0891.

This high-to-low spread represents a total annual volatility of 0.0501 PKR. From a start-to-finish perspective, comparing the January average rate of 2.1263 to the December average rate of 2.1258, the exchange rate registered a net change of -0.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 2.1392 was down 6.06% compared to the 2023 peak of 2.2772, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 10,696 PKR

2023 Average 9,915 PKR

Yearly Trough Low 10,445 PKR

Transaction Impact: A difference of 250.60 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

2.1292

2.0943

JanuMarcMayJulySeptNove

HTG to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1059, compared to 2.1132 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0072 points.

H1 Avg (Jan–Jun) 2.1059

H2 Avg (Jul–Dec) 2.1132

Volatility Range Comparison

Volatility

The most volatile month in 2024 was February, with a trading range of 0.0337 PKR (High: 2.1274 / Low: 2.0937). On the other end, October was the most stable month, with a tight range of 0.0094 PKR (High: 2.1124 / Low: 2.1030).

February Spread (Volatile) ±0.0337

October Spread (Stable) ±0.0094

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0139 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0139

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 2.1263) against the same month in 2023 (average: 1.5745), the exchange rate shifted by +0.5518 (+35.05%).

2024 Avg (January) 2.1263

2023 Avg (January) 1.5745

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1392	2.1059	2.1263
February	2.1274	2.0937	2.1124
March	2.1090	2.0937	2.1027
April	2.1041	2.0932	2.0979
May	2.1054	2.0891	2.0972
June	2.1021	2.0908	2.0991
July	2.1117	2.1002	2.1067
August	2.1204	2.1080	2.1138
September	2.1183	2.1020	2.1102
October	2.1124	2.1030	2.1079
November	2.1244	2.1085	2.1146
December	2.1320	2.1190	2.1258