2026 HTG to PKR Historical Review

YEARLY HIGH

2.1501 PKR

YEARLY LOW

2.1166 PKR

YEARLY AVERAGE

2.1288 PKR

2026 HTG to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HTG to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 2.1501. Conversely, the yearly low was recorded on August 1, dropping to 2.1166.

This high-to-low spread represents a total annual volatility of 0.0335 PKR. From a start-to-finish perspective, comparing the January average rate of 2.1375 to the December average rate of 2.1196, the exchange rate registered a net change of -0.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.1501 was down 3.83% compared to the 2025 peak of 2.2356, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 10,750 PKR

2025 Average 10,756 PKR

Yearly Trough Low 10,583 PKR

Transaction Impact: A difference of 167.42 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.1393

2.1178

JanuMarcMayJuly

HTG to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1309, compared to 2.1223 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0086 points.

H1 Avg (Jan–Jun) 2.1309

H2 Avg (Jul–Dec) 2.1223

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0171 PKR (High: 2.1501 / Low: 2.1329). On the other end, May was the most stable month, with a tight range of 0.0015 PKR (High: 2.1277 / Low: 2.1261).

January Spread (Volatile) ±0.0171

May Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0056 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0056

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 2.1375) against the same month in 2025 (average: 2.1337), the exchange rate shifted by +0.0038 (+0.18%).

2026 Avg (January) 2.1375

2025 Avg (January) 2.1337

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1501	2.1329	2.1375
February	2.1378	2.1299	2.1331
March	2.1405	2.1255	2.1304
April	2.1377	2.1260	2.1290
May	2.1277	2.1261	2.1269
June	2.1301	2.1252	2.1284
July	2.1270	2.1199	2.1251
August	2.1240	2.1166	2.1196