2014 HTG to PKR Historical Review

YEARLY HIGH

2.7052 PKR

YEARLY LOW

2.1474 PKR

YEARLY AVERAGE

2.2733 PKR

2014 HTG to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HTG to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 2.7052. Conversely, the yearly low was recorded on December 21, dropping to 2.1474.

This high-to-low spread represents a total annual volatility of 0.5578 PKR. From a start-to-finish perspective, comparing the January average rate of 2.4576 to the December average rate of 2.1677, the exchange rate registered a net change of -11.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.7052 was down 3.11% compared to the 2013 peak of 2.7921, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 13,526 PKR

2013 Average 11,945 PKR

Yearly Trough Low 10,737 PKR

Transaction Impact: A difference of 2,788.91 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.6531

2.1235

JanuMarcMayJulySeptNove

HTG to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3156, compared to 2.2310 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0846 points.

H1 Avg (Jan–Jun) 2.3156

H2 Avg (Jul–Dec) 2.2310

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.3157 PKR (High: 2.7052 / Low: 2.3895). On the other end, July was the most stable month, with a tight range of 0.0239 PKR (High: 2.2085 / Low: 2.1846).

February Spread (Volatile) ±0.3157

July Spread (Stable) ±0.0239

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3433 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.3433

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 2.6090) against the same month in 2013 (average: 2.3046), the exchange rate shifted by +0.3044 (+13.21%).

2014 Avg (February) 2.6090

2013 Avg (February) 2.3046

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5423	2.4106	2.4576
February	2.7052	2.3895	2.6090
March	2.3889	2.1721	2.2656
April	2.2087	2.1513	2.1847
May	2.2083	2.1834	2.1927
June	2.2072	2.1694	2.1842
July	2.2085	2.1846	2.1998
August	2.2823	2.1865	2.2275
September	2.3045	2.2722	2.2879
October	2.3120	2.2761	2.2913
November	2.2828	2.1833	2.2119
December	2.1909	2.1474	2.1677