2015 HTG to PKR Historical Review

YEARLY HIGH

2.1870 PKR

YEARLY LOW

1.7905 PKR

YEARLY AVERAGE

2.0327 PKR

2015 HTG to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 2.1870. Conversely, the yearly low was recorded on July 25, dropping to 1.7905.

This high-to-low spread represents a total annual volatility of 0.3964 PKR. From a start-to-finish perspective, comparing the January average rate of 2.1652 to the December average rate of 1.8561, the exchange rate registered a net change of -14.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.1870 was down 19.16% compared to the 2014 peak of 2.7052, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 10,935 PKR

2014 Average 11,356 PKR

Yearly Trough Low 8,953 PKR

Transaction Impact: A difference of 1,982.12 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.2092

1.8227

JanuMarcMayJulySeptNove

HTG to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1520, compared to 1.9133 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2386 points.

H1 Avg (Jan–Jun) 2.1520

H2 Avg (Jul–Dec) 1.9133

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.1919 PKR (High: 1.9891 / Low: 1.7972). On the other end, January was the most stable month, with a tight range of 0.0131 PKR (High: 2.1714 / Low: 2.1583).

August Spread (Volatile) ±0.1919

January Spread (Stable) ±0.0131

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2669 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2669

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 2.1693) against the same month in 2014 (average: 2.2656), the exchange rate shifted by -0.0964 (-4.25%).

2015 Avg (March) 2.1693

2014 Avg (March) 2.2656

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1714	2.1583	2.1652
February	2.1868	2.1647	2.1770
March	2.1870	2.1464	2.1693
April	2.1539	2.1375	2.1433
May	2.1502	2.1253	2.1353
June	2.1359	2.0890	2.1219
July	1.9560	1.7905	1.8549
August	1.9891	1.7972	1.9159
September	1.9856	1.9472	1.9711
October	1.9720	1.9305	1.9541
November	1.9585	1.8973	1.9281
December	1.8943	1.8395	1.8561