2012 ILS to GHS Historical Review

YEARLY HIGH

0.5108 GHS

YEARLY LOW

0.4260 GHS

YEARLY AVERAGE

0.4801 GHS

2012 ILS to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ILS to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.5108. Conversely, the yearly low was recorded on January 5, dropping to 0.4260.

This high-to-low spread represents a total annual volatility of 0.0848 GHS. From a start-to-finish perspective, comparing the January average rate of 0.4440 to the December average rate of 0.5019, the exchange rate registered a net change of 13.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.5108 was up 12.80% compared to the 2011 peak of 0.4528, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 2,554 GHS

2011 Average 2,160 GHS

Yearly Trough Low 2,130 GHS

Transaction Impact: A difference of 424.09 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.5077

0.4382

JanuMarcMayJulySeptNove

ILS to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4711, compared to 0.4892 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0181 points.

H1 Avg (Jan–Jun) 0.4711

H2 Avg (Jul–Dec) 0.4892

Volatility Range Comparison

Volatility

The most volatile month in 2012 was March, with a trading range of 0.0381 GHS (High: 0.4795 / Low: 0.4415). On the other end, May was the most stable month, with a tight range of 0.0124 GHS (High: 0.4977 / Low: 0.4852).

March Spread (Volatile) ±0.0381

May Spread (Stable) ±0.0124

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0057 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.5019) against the same month in 2011 (average: 0.4343), the exchange rate shifted by +0.0676 (+15.56%).

2012 Avg (December) 0.5019

2011 Avg (December) 0.4343

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4615	0.4260	0.4440
February	0.4617	0.4463	0.4529
March	0.4795	0.4415	0.4623
April	0.4946	0.4739	0.4821
May	0.4977	0.4852	0.4923
June	0.5002	0.4819	0.4929
July	0.4975	0.4782	0.4896
August	0.4957	0.4792	0.4849
September	0.4933	0.4784	0.4841
October	0.4966	0.4820	0.4900
November	0.4997	0.4741	0.4843
December	0.5108	0.4935	0.5019