2018 ILS to GHS Historical Review

YEARLY HIGH

1.3945 GHS

YEARLY LOW

1.2385 GHS

YEARLY AVERAGE

1.3026 GHS

2018 ILS to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the ILS to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 25, valuing the pair at 1.3945. Conversely, the yearly low was recorded on April 25, dropping to 1.2385.

This high-to-low spread represents a total annual volatility of 0.1560 GHS. From a start-to-finish perspective, comparing the January average rate of 1.3274 to the December average rate of 1.3103, the exchange rate registered a net change of -1.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.3945 was up 5.12% compared to the 2017 peak of 1.3266, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 6,972 GHS

2017 Average 6,121 GHS

Yearly Trough Low 6,193 GHS

Transaction Impact: A difference of 779.84 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.3409

1.2478

JanuMarcMayJulySeptNove

ILS to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2875, compared to 1.3178 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0303 points.

H1 Avg (Jan–Jun) 1.2875

H2 Avg (Jul–Dec) 1.3178

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.0826 GHS (High: 1.3945 / Low: 1.3119). On the other end, April was the most stable month, with a tight range of 0.0284 GHS (High: 1.2669 / Low: 1.2385).

September Spread (Volatile) ±0.0826

April Spread (Stable) ±0.0284

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0491 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0491

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 1.3332) against the same month in 2017 (average: 1.2545), the exchange rate shifted by +0.0786 (+6.27%).

2018 Avg (September) 1.3332

2017 Avg (September) 1.2545

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3420	1.3023	1.3274
February	1.3166	1.2592	1.2783
March	1.2956	1.2597	1.2785
April	1.2669	1.2385	1.2556
May	1.3206	1.2391	1.2742
June	1.3284	1.2934	1.3109
July	1.3298	1.2996	1.3159
August	1.3318	1.2878	1.3093
September	1.3945	1.3119	1.3332
October	1.3639	1.2974	1.3257
November	1.3356	1.2915	1.3124
December	1.3418	1.2851	1.3103