2015 ILS to GHS Historical Review

YEARLY HIGH

1.1759 GHS

YEARLY LOW

0.8109 GHS

YEARLY AVERAGE

0.9733 GHS

2015 ILS to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ILS to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 1.1759. Conversely, the yearly low was recorded on January 7, dropping to 0.8109.

This high-to-low spread represents a total annual volatility of 0.3650 GHS. From a start-to-finish perspective, comparing the January average rate of 0.8263 to the December average rate of 0.9826, the exchange rate registered a net change of 18.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.1759 was up 6.99% compared to the 2014 peak of 1.0990, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 5,880 GHS

2014 Average 4,255 GHS

Yearly Trough Low 4,055 GHS

Transaction Impact: A difference of 1,824.84 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.1530

0.7966

JanuMarcMayJulySeptNove

ILS to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9560, compared to 0.9906 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0345 points.

H1 Avg (Jan–Jun) 0.9560

H2 Avg (Jul–Dec) 0.9906

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.2994 GHS (High: 1.1535 / Low: 0.8541). On the other end, December was the most stable month, with a tight range of 0.0208 GHS (High: 0.9935 / Low: 0.9727).

July Spread (Volatile) ±0.2994

December Spread (Stable) ±0.0208

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1672 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.1672

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 1.1233) against the same month in 2014 (average: 0.9021), the exchange rate shifted by +0.2212 (+24.52%).

2015 Avg (June) 1.1233

2014 Avg (June) 0.9021

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8521	0.8109	0.8263
February	0.9026	0.8467	0.8789
March	0.9591	0.8767	0.9104
April	0.9975	0.9558	0.9743
May	1.0488	0.9917	1.0229
June	1.1759	1.0546	1.1233
July	1.1535	0.8541	0.9561
August	1.1195	1.0011	1.0492
September	1.0385	0.9595	0.9920
October	1.0140	0.9528	0.9825
November	0.9987	0.9681	0.9810
December	0.9935	0.9727	0.9826