2014 ILS to GHS Historical Review

YEARLY HIGH

1.0990 GHS

YEARLY LOW

0.6673 GHS

YEARLY AVERAGE

0.8502 GHS

2014 ILS to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ILS to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 1.0990. Conversely, the yearly low was recorded on January 4, dropping to 0.6673.

This high-to-low spread represents a total annual volatility of 0.4318 GHS. From a start-to-finish perspective, comparing the January average rate of 0.6825 to the December average rate of 0.8150, the exchange rate registered a net change of 19.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.0990 was up 61.22% compared to the 2013 peak of 0.6817, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 5,495 GHS

2013 Average 2,867 GHS

Yearly Trough Low 3,336 GHS

Transaction Impact: A difference of 2,158.90 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.0756

0.6467

JanuMarcMayJulySeptNove

ILS to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7792, compared to 0.9213 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1420 points.

H1 Avg (Jan–Jun) 0.7792

H2 Avg (Jul–Dec) 0.9213

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.1755 GHS (High: 1.0632 / Low: 0.8877). On the other end, December was the most stable month, with a tight range of 0.0167 GHS (High: 0.8226 / Low: 0.8059).

September Spread (Volatile) ±0.1755

December Spread (Stable) ±0.0167

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1149 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.1149

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 1.0399) against the same month in 2013 (average: 0.5910), the exchange rate shifted by +0.4489 (+75.97%).

2014 Avg (August) 1.0399

2013 Avg (August) 0.5910

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6986	0.6673	0.6825
February	0.7356	0.6815	0.7090
March	0.7696	0.7321	0.7456
April	0.8159	0.7721	0.7957
May	0.8685	0.8171	0.8406
June	0.9556	0.8599	0.9021
July	1.0296	0.9507	0.9861
August	1.0990	0.9852	1.0399
September	1.0632	0.8877	0.9817
October	0.8917	0.8521	0.8668
November	0.8553	0.8207	0.8380
December	0.8226	0.8059	0.8150