2013 ILS to GHS Historical Review

YEARLY HIGH

0.6817 GHS

YEARLY LOW

0.4993 GHS

YEARLY AVERAGE

0.5730 GHS

2013 ILS to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the ILS to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.6817. Conversely, the yearly low was recorded on January 9, dropping to 0.4993.

This high-to-low spread represents a total annual volatility of 0.1824 GHS. From a start-to-finish perspective, comparing the January average rate of 0.5089 to the December average rate of 0.6638, the exchange rate registered a net change of 30.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.6817 was up 33.46% compared to the 2012 peak of 0.5108, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 3,408 GHS

2012 Average 2,401 GHS

Yearly Trough Low 2,497 GHS

Transaction Impact: A difference of 911.93 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.6792

0.4934

JanuMarcMayJulySeptNove

ILS to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5315, compared to 0.6144 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0829 points.

H1 Avg (Jan–Jun) 0.5315

H2 Avg (Jul–Dec) 0.6144

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0361 GHS (High: 0.6817 / Low: 0.6456). On the other end, February was the most stable month, with a tight range of 0.0063 GHS (High: 0.5200 / Low: 0.5137).

December Spread (Volatile) ±0.0361

February Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.6638) against the same month in 2012 (average: 0.5019), the exchange rate shifted by +0.1618 (+32.24%).

2013 Avg (December) 0.6638

2012 Avg (December) 0.5019

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5137	0.4993	0.5089
February	0.5200	0.5137	0.5166
March	0.5360	0.5130	0.5245
April	0.5486	0.5316	0.5386
May	0.5598	0.5387	0.5473
June	0.5603	0.5408	0.5533
July	0.5840	0.5531	0.5692
August	0.5999	0.5799	0.5910
September	0.6222	0.5900	0.6081
October	0.6287	0.6133	0.6186
November	0.6456	0.6271	0.6358
December	0.6817	0.6456	0.6638