2020 ILS to GHS Historical Review

YEARLY HIGH

1.8350 GHS

YEARLY LOW

1.4537 GHS

YEARLY AVERAGE

1.6685 GHS

2020 ILS to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ILS to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 1.8350. Conversely, the yearly low was recorded on March 17, dropping to 1.4537.

This high-to-low spread represents a total annual volatility of 0.3813 GHS. From a start-to-finish perspective, comparing the January average rate of 1.6336 to the December average rate of 1.8083, the exchange rate registered a net change of 10.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.8350 was down 54.88% compared to the 2019 peak of 4.0670, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 9,175 GHS

2019 Average 7,568 GHS

Yearly Trough Low 7,268 GHS

Transaction Impact: A difference of 1,906.74 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.8335

1.5305

JanuMarcMayJulySeptNove

ILS to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6152, compared to 1.7217 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1065 points.

H1 Avg (Jan–Jun) 1.6152

H2 Avg (Jul–Dec) 1.7217

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1783 GHS (High: 1.6320 / Low: 1.4537). On the other end, May was the most stable month, with a tight range of 0.0248 GHS (High: 1.6531 / Low: 1.6283).

March Spread (Volatile) ±0.1783

May Spread (Stable) ±0.0248

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0671 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0671

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.8083) against the same month in 2019 (average: 1.6400), the exchange rate shifted by +0.1683 (+10.26%).

2020 Avg (December) 1.8083

2019 Avg (December) 1.6400

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6529	1.5949	1.6336
February	1.5949	1.5457	1.5665
March	1.6320	1.4537	1.5558
April	1.6676	1.5850	1.6187
May	1.6531	1.6283	1.6419
June	1.6888	1.6438	1.6747
July	1.6988	1.6689	1.6832
August	1.7211	1.6897	1.6985
September	1.7214	1.6641	1.6902
October	1.7246	1.6895	1.7129
November	1.7733	1.7063	1.7371
December	1.8350	1.7769	1.8083