YEARLY HIGH
4.3784 GHS
YEARLY LOW
2.8554 GHS
YEARLY AVERAGE
3.6578 GHS

2025 ILS to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ILS to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 4.3784. Conversely, the yearly low was recorded on June 15, dropping to 2.8554.

This high-to-low spread represents a total annual volatility of 1.5231 GHS. From a start-to-finish perspective, comparing the January average rate of 4.1337 to the December average rate of 3.5272, the exchange rate registered a net change of -14.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.3784 was down 0.67% compared to the 2024 peak of 4.4082, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 21,892 GHS
2024 Average 19,558 GHS
Yearly Trough Low 14,277 GHS
Transaction Impact: A difference of 7,615.35 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.4773
2.8162
JanuMarcMayJulySeptNove

ILS to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9389, compared to 3.3767 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5622 points.

H1 Avg (Jan–Jun) 3.9389
H2 Avg (Jul–Dec) 3.3767

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 1.3298 GHS (High: 4.3221 / Low: 2.9922). On the other end, July was the most stable month, with a tight range of 0.0816 GHS (High: 3.1410 / Low: 3.0594).

May Spread (Volatile) ±1.3298
July Spread (Stable) ±0.0816

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.8432 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.8432

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 4.3389) against the same month in 2024 (average: 3.4198), the exchange rate shifted by +0.9190 (+26.87%).

2025 Avg (February) 4.3389
2024 Avg (February) 3.4198

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2909 4.0031 4.1337
February 4.3784 4.2786 4.3389
March 4.3147 4.1563 4.2365
April 4.2363 3.9841 4.1720
May 4.3221 2.9922 3.7979
June 3.0738 2.8554 2.9546
July 3.1410 3.0594 3.1067
August 3.3525 3.0417 3.1785
September 3.7559 3.0982 3.5312
October 3.8460 3.2541 3.5312
November 3.4734 3.3386 3.3853
December 3.6047 3.2973 3.5272