2012 ISK to PEN Historical Review

YEARLY HIGH

0.0221 PEN

YEARLY LOW

0.0198 PEN

YEARLY AVERAGE

0.0211 PEN

2012 ISK to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ISK to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0221. Conversely, the yearly low was recorded on December 30, dropping to 0.0198.

This high-to-low spread represents a total annual volatility of 0.0023 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0218 to the December average rate of 0.0203, the exchange rate registered a net change of -7.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0221 was down 13.85% compared to the 2011 peak of 0.0257, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 111 PEN

2011 Average 119 PEN

Yearly Trough Low 99 PEN

Transaction Impact: A difference of 11.74 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0219

0.0201

JanuMarcMayJulySeptNove

ISK to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0213, compared to 0.0209 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0213

H2 Avg (Jul–Dec) 0.0209

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0014 PEN (High: 0.0217 / Low: 0.0203). On the other end, April was the most stable month, with a tight range of 0.0004 PEN (High: 0.0212 / Low: 0.0208).

July Spread (Volatile) ±0.0014

April Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0006 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0218) against the same month in 2011 (average: 0.0239), the exchange rate shifted by -0.0021 (-8.90%).

2012 Avg (January) 0.0218

2011 Avg (January) 0.0239

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0221	0.0214	0.0218
February	0.0220	0.0213	0.0218
March	0.0214	0.0210	0.0212
April	0.0212	0.0208	0.0210
May	0.0213	0.0207	0.0210
June	0.0213	0.0207	0.0210
July	0.0217	0.0203	0.0209
August	0.0220	0.0214	0.0218
September	0.0215	0.0208	0.0212
October	0.0212	0.0203	0.0209
November	0.0206	0.0202	0.0204
December	0.0206	0.0198	0.0203