2019 ISK to PEN Historical Review

YEARLY HIGH

0.0289 PEN

YEARLY LOW

0.0260 PEN

YEARLY AVERAGE

0.0272 PEN

2019 ISK to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the ISK to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0289. Conversely, the yearly low was recorded on July 16, dropping to 0.0260.

This high-to-low spread represents a total annual volatility of 0.0029 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0279 to the December average rate of 0.0275, the exchange rate registered a net change of -1.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0289 was down 12.35% compared to the 2018 peak of 0.0330, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 145 PEN

2018 Average 152 PEN

Yearly Trough Low 130 PEN

Transaction Impact: A difference of 14.72 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0281

0.0263

JanuMarcMayJulySeptNove

ISK to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0274, compared to 0.0270 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0274

H2 Avg (Jul–Dec) 0.0270

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0016 PEN (High: 0.0289 / Low: 0.0274). On the other end, May was the most stable month, with a tight range of 0.0003 PEN (High: 0.0273 / Low: 0.0270).

January Spread (Volatile) ±0.0016

May Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.0279) against the same month in 2018 (average: 0.0313), the exchange rate shifted by -0.0034 (-10.77%).

2019 Avg (January) 0.0279

2018 Avg (January) 0.0313

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0289	0.0274	0.0279
February	0.0281	0.0275	0.0277
March	0.0283	0.0270	0.0276
April	0.0277	0.0269	0.0274
May	0.0273	0.0270	0.0271
June	0.0273	0.0264	0.0267
July	0.0273	0.0260	0.0264
August	0.0279	0.0267	0.0273
September	0.0275	0.0264	0.0269
October	0.0273	0.0267	0.0270
November	0.0280	0.0268	0.0273
December	0.0280	0.0271	0.0275