2013 ISK to PEN Historical Review

YEARLY HIGH

0.0243 PEN

YEARLY LOW

0.0197 PEN

YEARLY AVERAGE

0.0222 PEN

2013 ISK to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the ISK to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0243. Conversely, the yearly low was recorded on January 9, dropping to 0.0197.

This high-to-low spread represents a total annual volatility of 0.0046 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0198 to the December average rate of 0.0238, the exchange rate registered a net change of 19.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0243 was up 9.89% compared to the 2012 peak of 0.0221, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 121 PEN

2012 Average 105 PEN

Yearly Trough Low 98 PEN

Transaction Impact: A difference of 23.15 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0241

0.0194

JanuMarcMayJulySeptNove

ISK to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0212, compared to 0.0231 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0212

H2 Avg (Jul–Dec) 0.0231

Volatility Range Comparison

Volatility

The most volatile month in 2013 was April, with a trading range of 0.0017 PEN (High: 0.0226 / Low: 0.0209). On the other end, October was the most stable month, with a tight range of 0.0003 PEN (High: 0.0231 / Low: 0.0227).

April Spread (Volatile) ±0.0017

October Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0004 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0238) against the same month in 2012 (average: 0.0203), the exchange rate shifted by +0.0035 (+17.26%).

2013 Avg (December) 0.0238

2012 Avg (December) 0.0203

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0202	0.0197	0.0198
February	0.0205	0.0199	0.0202
March	0.0210	0.0204	0.0208
April	0.0226	0.0209	0.0218
May	0.0227	0.0212	0.0219
June	0.0229	0.0221	0.0226
July	0.0234	0.0219	0.0227
August	0.0237	0.0232	0.0234
September	0.0234	0.0228	0.0230
October	0.0231	0.0227	0.0229
November	0.0234	0.0228	0.0230
December	0.0243	0.0233	0.0238