2015 ISK to PEN Historical Review

YEARLY HIGH

0.0265 PEN

YEARLY LOW

0.0222 PEN

YEARLY AVERAGE

0.0242 PEN

2015 ISK to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ISK to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 0.0265. Conversely, the yearly low was recorded on March 14, dropping to 0.0222.

This high-to-low spread represents a total annual volatility of 0.0043 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0229 to the December average rate of 0.0261, the exchange rate registered a net change of 13.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0265 was up 5.41% compared to the 2014 peak of 0.0251, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 132 PEN

2014 Average 122 PEN

Yearly Trough Low 111 PEN

Transaction Impact: A difference of 21.49 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0264

0.0223

JanuMarcMayJulySeptNove

ISK to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0232, compared to 0.0251 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0232

H2 Avg (Jul–Dec) 0.0251

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0020 PEN (High: 0.0257 / Low: 0.0237). On the other end, November was the most stable month, with a tight range of 0.0003 PEN (High: 0.0256 / Low: 0.0253).

August Spread (Volatile) ±0.0020

November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0007 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.0261) against the same month in 2014 (average: 0.0236), the exchange rate shifted by +0.0024 (+10.20%).

2015 Avg (December) 0.0261

2014 Avg (December) 0.0236

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0235	0.0222	0.0229
February	0.0234	0.0230	0.0233
March	0.0232	0.0222	0.0226
April	0.0238	0.0225	0.0229
May	0.0241	0.0233	0.0238
June	0.0242	0.0234	0.0239
July	0.0240	0.0234	0.0237
August	0.0257	0.0237	0.0245
September	0.0254	0.0248	0.0251
October	0.0261	0.0254	0.0256
November	0.0256	0.0253	0.0254
December	0.0265	0.0255	0.0261