2020 ISK to PEN Historical Review

YEARLY HIGH

0.0287 PEN

YEARLY LOW

0.0229 PEN

YEARLY AVERAGE

0.0259 PEN

2020 ISK to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ISK to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 0.0287. Conversely, the yearly low was recorded on April 23, dropping to 0.0229.

This high-to-low spread represents a total annual volatility of 0.0058 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0269 to the December average rate of 0.0283, the exchange rate registered a net change of 4.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0287 was down 0.95% compared to the 2019 peak of 0.0289, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 143 PEN

2019 Average 136 PEN

Yearly Trough Low 115 PEN

Transaction Impact: A difference of 28.78 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0287

0.0231

JanuMarcMayJulySeptNove

ISK to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0254, compared to 0.0263 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0254

H2 Avg (Jul–Dec) 0.0263

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0031 PEN (High: 0.0274 / Low: 0.0243). On the other end, October was the most stable month, with a tight range of 0.0005 PEN (High: 0.0262 / Low: 0.0256).

March Spread (Volatile) ±0.0031

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0024 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0283) against the same month in 2019 (average: 0.0275), the exchange rate shifted by +0.0008 (+2.91%).

2020 Avg (December) 0.0283

2019 Avg (December) 0.0275

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0275	0.0266	0.0269
February	0.0275	0.0264	0.0268
March	0.0274	0.0243	0.0259
April	0.0242	0.0229	0.0236
May	0.0253	0.0230	0.0238
June	0.0261	0.0252	0.0256
July	0.0262	0.0249	0.0254
August	0.0264	0.0257	0.0260
September	0.0264	0.0252	0.0258
October	0.0262	0.0256	0.0259
November	0.0271	0.0256	0.0264
December	0.0287	0.0276	0.0283