2014 ISK to PEN Historical Review

YEARLY HIGH

0.0251 PEN

YEARLY LOW

0.0234 PEN

YEARLY AVERAGE

0.0243 PEN

2014 ISK to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ISK to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 5, valuing the pair at 0.0251. Conversely, the yearly low was recorded on December 21, dropping to 0.0234.

This high-to-low spread represents a total annual volatility of 0.0017 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0243 to the December average rate of 0.0236, the exchange rate registered a net change of -2.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0251 was up 3.31% compared to the 2013 peak of 0.0243, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 126 PEN

2013 Average 111 PEN

Yearly Trough Low 117 PEN

Transaction Impact: A difference of 8.61 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0250

0.0235

JanuMarcMayJulySeptNove

ISK to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0247, compared to 0.0240 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0247

H2 Avg (Jul–Dec) 0.0240

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0007 PEN (High: 0.0240 / Low: 0.0234). On the other end, March was the most stable month, with a tight range of 0.0003 PEN (High: 0.0250 / Low: 0.0247).

December Spread (Volatile) ±0.0007

March Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0004 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.0248) against the same month in 2013 (average: 0.0219), the exchange rate shifted by +0.0029 (+13.15%).

2014 Avg (May) 0.0248

2013 Avg (May) 0.0219

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0246	0.0240	0.0243
February	0.0248	0.0244	0.0246
March	0.0250	0.0247	0.0249
April	0.0250	0.0247	0.0249
May	0.0251	0.0245	0.0248
June	0.0248	0.0244	0.0246
July	0.0248	0.0242	0.0244
August	0.0244	0.0241	0.0243
September	0.0244	0.0239	0.0241
October	0.0242	0.0239	0.0241
November	0.0240	0.0234	0.0237
December	0.0240	0.0234	0.0236