2013 JMD to BIF Historical Review

YEARLY HIGH

17.1118 BIF

YEARLY LOW

14.5677 BIF

YEARLY AVERAGE

15.5595 BIF

2013 JMD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the JMD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 4, valuing the pair at 17.1118. Conversely, the yearly low was recorded on December 26, dropping to 14.5677.

This high-to-low spread represents a total annual volatility of 2.5440 BIF. From a start-to-finish perspective, comparing the January average rate of 16.3795 to the December average rate of 14.8029, the exchange rate registered a net change of -9.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 17.1118 was up 2.24% compared to the 2012 peak of 16.7372, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 85,559 BIF

2012 Average 79,373 BIF

Yearly Trough Low 72,839 BIF

Transaction Impact: A difference of 12,720.14 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

16.9157

14.6109

JanuMarcMayJulySeptNove

JMD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.0965, compared to 15.0225 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0740 points.

H1 Avg (Jan–Jun) 16.0965

H2 Avg (Jul–Dec) 15.0225

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.8947 BIF (High: 17.1118 / Low: 16.2170). On the other end, August was the most stable month, with a tight range of 0.0958 BIF (High: 15.2060 / Low: 15.1101).

February Spread (Volatile) ±0.8947

August Spread (Stable) ±0.0958

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.6341 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.6341

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2013: 16.7236) against the same month in 2012 (average: 15.0679), the exchange rate shifted by +1.6557 (+10.99%).

2013 Avg (February) 16.7236

2012 Avg (February) 15.0679

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.9953	16.2216	16.3795
February	17.1118	16.2170	16.7236
March	16.2991	15.5916	16.0895
April	16.0989	15.7582	15.8981
May	15.9953	15.7352	15.9286
June	15.7427	15.3484	15.5595
July	15.3979	15.1433	15.2824
August	15.2060	15.1101	15.1662
September	15.1692	14.9943	15.1036
October	14.9697	14.7691	14.8485
November	15.1066	14.7988	14.9312
December	15.0547	14.5677	14.8029