2019 JMD to BIF Historical Review

YEARLY HIGH

14.6391 BIF

YEARLY LOW

13.1553 BIF

YEARLY AVERAGE

13.7997 BIF

2019 JMD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the JMD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 14.6391. Conversely, the yearly low was recorded on February 5, dropping to 13.1553.

This high-to-low spread represents a total annual volatility of 1.4838 BIF. From a start-to-finish perspective, comparing the January average rate of 13.8835 to the December average rate of 13.7165, the exchange rate registered a net change of -1.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 14.6391 was up 0.77% compared to the 2018 peak of 14.5268, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 73,196 BIF

2018 Average 69,024 BIF

Yearly Trough Low 65,777 BIF

Transaction Impact: A difference of 7,418.86 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

14.5351

13.2432

JanuMarcMayJulySeptNove

JMD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.9538, compared to 13.6456 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3082 points.

H1 Avg (Jan–Jun) 13.9538

H2 Avg (Jul–Dec) 13.6456

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.9561 BIF (High: 14.2711 / Low: 13.3150). On the other end, November was the most stable month, with a tight range of 0.1924 BIF (High: 13.4744 / Low: 13.2820).

December Spread (Volatile) ±0.9561

November Spread (Stable) ±0.1924

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.5108 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.5108

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2019: 14.4274) against the same month in 2018 (average: 13.8858), the exchange rate shifted by +0.5416 (+3.90%).

2019 Avg (March) 14.4274

2018 Avg (March) 13.8858

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.2158	13.5134	13.8835
February	14.0433	13.1553	13.5750
March	14.6391	14.1499	14.4274
April	14.6177	13.6818	14.1397
May	13.8202	13.4302	13.6289
June	14.2967	13.5526	14.0682
July	14.0418	13.5266	13.8088
August	13.7352	13.5397	13.6670
September	13.8245	13.4519	13.6490
October	13.8623	13.4633	13.6815
November	13.4744	13.2820	13.3508
December	14.2711	13.3150	13.7165