2022 JMD to BIF Historical Review

YEARLY HIGH

13.7596 BIF

YEARLY LOW

12.6550 BIF

YEARLY AVERAGE

13.3097 BIF

2022 JMD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the JMD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 18, valuing the pair at 13.7596. Conversely, the yearly low was recorded on January 31, dropping to 12.6550.

This high-to-low spread represents a total annual volatility of 1.1045 BIF. From a start-to-finish perspective, comparing the January average rate of 12.9213 to the December average rate of 13.4879, the exchange rate registered a net change of 4.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 13.7596 was up 0.51% compared to the 2021 peak of 13.6893, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 68,798 BIF

2021 Average 65,568 BIF

Yearly Trough Low 63,275 BIF

Transaction Impact: A difference of 5,522.59 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

13.6378

12.7667

JanuMarcMayJulySeptNove

JMD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.1138, compared to 13.5057 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3919 points.

H1 Avg (Jan–Jun) 13.1138

H2 Avg (Jul–Dec) 13.5057

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.5308 BIF (High: 13.4196 / Low: 12.8888). On the other end, November was the most stable month, with a tight range of 0.1476 BIF (High: 13.4735 / Low: 13.3260).

March Spread (Volatile) ±0.5308

November Spread (Stable) ±0.1476

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0920 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0920

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 13.5652) against the same month in 2021 (average: 13.3134), the exchange rate shifted by +0.2518 (+1.89%).

2022 Avg (September) 13.5652

2021 Avg (September) 13.3134

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.0631	12.6550	12.9213
February	13.0036	12.7123	12.8393
March	13.4196	12.8888	13.1867
April	13.3837	12.9890	13.1547
May	13.3285	13.0095	13.1517
June	13.6648	13.1878	13.4292
July	13.6885	13.2726	13.5588
August	13.6793	13.3841	13.5442
September	13.7596	13.3771	13.5652
October	13.5590	13.3765	13.4732
November	13.4735	13.3260	13.4049
December	13.5996	13.3627	13.4879