2016 JMD to BIF Historical Review

YEARLY HIGH

13.4689 BIF

YEARLY LOW

12.4391 BIF

YEARLY AVERAGE

12.9220 BIF

2016 JMD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the JMD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 25, valuing the pair at 13.4689. Conversely, the yearly low was recorded on June 7, dropping to 12.4391.

This high-to-low spread represents a total annual volatility of 1.0298 BIF. From a start-to-finish perspective, comparing the January average rate of 12.9643 to the December average rate of 12.9981, the exchange rate registered a net change of 0.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 13.4689 was down 4.56% compared to the 2015 peak of 14.1126, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 67,345 BIF

2015 Average 67,078 BIF

Yearly Trough Low 62,196 BIF

Transaction Impact: A difference of 5,149.12 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

13.1621

12.5575

JanuMarcMayJulySeptNove

JMD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.8066, compared to 13.0373 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2307 points.

H1 Avg (Jan–Jun) 12.8066

H2 Avg (Jul–Dec) 13.0373

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 1.0298 BIF (High: 13.4689 / Low: 12.4391). On the other end, November was the most stable month, with a tight range of 0.0996 BIF (High: 13.0090 / Low: 12.9094).

June Spread (Volatile) ±1.0298

November Spread (Stable) ±0.0996

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1312 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1312

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2016: 12.8118) against the same month in 2015 (average: 13.5224), the exchange rate shifted by -0.7106 (-5.25%).

2016 Avg (June) 12.8118

2015 Avg (June) 13.5224

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.0644	12.8186	12.9643
February	12.9453	12.7932	12.8693
March	12.9420	12.7396	12.8475
April	12.8344	12.6486	12.7391
May	12.7878	12.4415	12.6079
June	13.4689	12.4391	12.8118
July	13.1608	13.0424	13.1062
August	13.1681	13.0415	13.1117
September	13.1243	13.0243	13.0650
October	13.0872	12.8834	12.9958
November	13.0090	12.9094	12.9472
December	13.0900	12.9064	12.9981