2014 JMD to BIF Historical Review

YEARLY HIGH

14.6214 BIF

YEARLY LOW

13.5956 BIF

YEARLY AVERAGE

14.0052 BIF

2014 JMD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JMD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 14.6214. Conversely, the yearly low was recorded on October 5, dropping to 13.5956.

This high-to-low spread represents a total annual volatility of 1.0258 BIF. From a start-to-finish perspective, comparing the January average rate of 14.5581 to the December average rate of 13.7351, the exchange rate registered a net change of -5.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 14.6214 was down 14.55% compared to the 2013 peak of 17.1118, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 73,107 BIF

2013 Average 77,760 BIF

Yearly Trough Low 67,978 BIF

Transaction Impact: A difference of 5,129.03 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

14.6404

13.6528

JanuMarcMayJulySeptNove

JMD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.2165, compared to 13.7940 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4226 points.

H1 Avg (Jan–Jun) 14.2165

H2 Avg (Jul–Dec) 13.7940

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.3932 BIF (High: 13.9888 / Low: 13.5956). On the other end, November was the most stable month, with a tight range of 0.1418 BIF (High: 13.9237 / Low: 13.7819).

October Spread (Volatile) ±0.3932

November Spread (Stable) ±0.1418

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1491 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1491

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 14.5581) against the same month in 2013 (average: 16.3795), the exchange rate shifted by -1.8214 (-11.12%).

2014 Avg (January) 14.5581

2013 Avg (January) 16.3795

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.6214	14.4427	14.5581
February	14.4950	14.2940	14.4271
March	14.4030	14.1929	14.2780
April	14.2161	14.0705	14.1369
May	14.1719	13.8950	14.0021
June	14.0450	13.8043	13.8969
July	13.8791	13.6745	13.7893
August	13.8278	13.6626	13.7693
September	13.8364	13.6653	13.7567
October	13.9888	13.5956	13.8673
November	13.9237	13.7819	13.8462
December	13.8729	13.6058	13.7351