2020 JMD to BIF Historical Review

YEARLY HIGH

14.3897 BIF

YEARLY LOW

12.8097 BIF

YEARLY AVERAGE

13.4965 BIF

2020 JMD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 14.3897. Conversely, the yearly low was recorded on August 24, dropping to 12.8097.

This high-to-low spread represents a total annual volatility of 1.5800 BIF. From a start-to-finish perspective, comparing the January average rate of 14.0121 to the December average rate of 13.5152, the exchange rate registered a net change of -3.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 14.3897 was down 1.70% compared to the 2019 peak of 14.6391, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 71,948 BIF

2019 Average 69,008 BIF

Yearly Trough Low 64,048 BIF

Transaction Impact: A difference of 7,899.89 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

14.1194

12.8323

JanuMarcMayJulySeptNove

JMD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.6728, compared to 13.3202 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3526 points.

H1 Avg (Jan–Jun) 13.6728

H2 Avg (Jul–Dec) 13.3202

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.8680 BIF (High: 14.3897 / Low: 13.5216). On the other end, November was the most stable month, with a tight range of 0.2765 BIF (High: 13.3559 / Low: 13.0794).

January Spread (Volatile) ±0.8680

November Spread (Stable) ±0.2765

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.5964 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.5964

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 14.0121) against the same month in 2019 (average: 13.8835), the exchange rate shifted by +0.1287 (+0.93%).

2020 Avg (January) 14.0121

2019 Avg (January) 13.8835

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.3897	13.5216	14.0121
February	13.7764	13.3367	13.5017
March	14.0972	13.7764	13.9906
April	14.1595	13.3941	13.7889
May	13.5417	12.9227	13.1925
June	13.7701	13.2987	13.5511
July	13.8122	13.0949	13.4453
August	13.0994	12.8097	12.9396
September	13.6509	13.0154	13.4306
October	13.6694	13.2480	13.3953
November	13.3559	13.0794	13.1954
December	13.6749	13.2616	13.5152