2025 JMD to BIF Historical Review

YEARLY HIGH

19.0557 BIF

YEARLY LOW

18.2598 BIF

YEARLY AVERAGE

18.5881 BIF

2025 JMD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 19.0557. Conversely, the yearly low was recorded on September 29, dropping to 18.2598.

This high-to-low spread represents a total annual volatility of 0.7959 BIF. From a start-to-finish perspective, comparing the January average rate of 18.7916 to the December average rate of 18.4959, the exchange rate registered a net change of -1.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 19.0557 was up 0.30% compared to the 2024 peak of 18.9984, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 95,279 BIF

2024 Average 92,236 BIF

Yearly Trough Low 91,299 BIF

Transaction Impact: A difference of 3,979.36 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

18.8690

18.3434

JanuMarcMayJulySeptNove

JMD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.6960, compared to 18.4803 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2157 points.

H1 Avg (Jan–Jun) 18.6960

H2 Avg (Jul–Dec) 18.4803

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.5073 BIF (High: 19.0050 / Low: 18.4977). On the other end, December was the most stable month, with a tight range of 0.2211 BIF (High: 18.6157 / Low: 18.3946).

January Spread (Volatile) ±0.5073

December Spread (Stable) ±0.2211

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1674 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1674

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 18.8252) against the same month in 2024 (average: 18.5084), the exchange rate shifted by +0.3168 (+1.71%).

2025 Avg (March) 18.8252

2024 Avg (March) 18.5084

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.0050	18.4977	18.7916
February	18.8346	18.4834	18.7214
March	19.0557	18.5697	18.8252
April	18.8868	18.5099	18.7383
May	18.7284	18.4195	18.5709
June	18.6805	18.3531	18.5284
July	18.6870	18.3043	18.5280
August	18.7001	18.3060	18.5571
September	18.6460	18.2598	18.5258
October	18.5851	18.3019	18.3877
November	18.5771	18.2833	18.3872
December	18.6157	18.3946	18.4959