2015 JMD to BIF Historical Review

YEARLY HIGH

14.1126 BIF

YEARLY LOW

12.7958 BIF

YEARLY AVERAGE

13.4162 BIF

2015 JMD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JMD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 14.1126. Conversely, the yearly low was recorded on December 28, dropping to 12.7958.

This high-to-low spread represents a total annual volatility of 1.3167 BIF. From a start-to-finish perspective, comparing the January average rate of 13.6320 to the December average rate of 12.9860, the exchange rate registered a net change of -4.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 14.1126 was down 3.48% compared to the 2014 peak of 14.6214, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 70,563 BIF

2014 Average 70,014 BIF

Yearly Trough Low 63,979 BIF

Transaction Impact: A difference of 6,583.69 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

13.9535

12.8980

JanuMarcMayJulySeptNove

JMD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.5969, compared to 13.2355 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3614 points.

H1 Avg (Jan–Jun) 13.5969

H2 Avg (Jul–Dec) 13.2355

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.6617 BIF (High: 14.1126 / Low: 13.4509). On the other end, February was the most stable month, with a tight range of 0.1628 BIF (High: 13.6411 / Low: 13.4783).

July Spread (Volatile) ±0.6617

February Spread (Stable) ±0.1628

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.5820 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.5820

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 13.8656) against the same month in 2014 (average: 13.7893), the exchange rate shifted by +0.0763 (+0.55%).

2015 Avg (July) 13.8656

2014 Avg (July) 13.7893

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.7779	13.4673	13.6320
February	13.6411	13.4783	13.5775
March	13.7378	13.5276	13.6293
April	13.7563	13.5361	13.6461
May	13.6921	13.4386	13.5745
June	13.7413	13.4471	13.5224
July	14.1126	13.4509	13.8656
August	13.4404	13.1675	13.2836
September	13.2919	12.9921	13.1585
October	13.1435	12.9643	13.0745
November	13.1506	12.9662	13.0449
December	13.2457	12.7958	12.9860