2012 JOD to MAD Historical Review

YEARLY HIGH

12.8391 MAD

YEARLY LOW

11.7329 MAD

YEARLY AVERAGE

12.1844 MAD

2012 JOD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JOD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 12.8391. Conversely, the yearly low was recorded on February 26, dropping to 11.7329.

This high-to-low spread represents a total annual volatility of 1.1063 MAD. From a start-to-finish perspective, comparing the January average rate of 12.1474 to the December average rate of 11.9664, the exchange rate registered a net change of -1.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 12.8391 was up 5.75% compared to the 2011 peak of 12.1409, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 64,196 MAD

2011 Average 57,090 MAD

Yearly Trough Low 58,664 MAD

Transaction Impact: A difference of 5,531.26 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

12.7152

11.8157

JanuMarcMayJulySeptNove

JOD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.0889, compared to 12.2798 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1909 points.

H1 Avg (Jan–Jun) 12.0889

H2 Avg (Jul–Dec) 12.2798

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.6427 MAD (High: 12.5367 / Low: 11.8941). On the other end, October was the most stable month, with a tight range of 0.1654 MAD (High: 12.1690 / Low: 12.0036).

May Spread (Volatile) ±0.6427

October Spread (Stable) ±0.1654

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3720 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.3720

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 12.6402) against the same month in 2011 (average: 11.1722), the exchange rate shifted by +1.4681 (+13.14%).

2012 Avg (July) 12.6402

2011 Avg (July) 11.1722

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.3300	11.9446	12.1474
February	12.0463	11.7329	11.8907
March	12.0431	11.8053	11.9136
April	12.0365	11.8202	11.9417
May	12.5367	11.8941	12.2088
June	12.5732	12.2882	12.4312
July	12.8391	12.3423	12.6402
August	12.6847	12.4049	12.5603
September	12.4325	11.9894	12.1883
October	12.1690	12.0036	12.1056
November	12.3156	12.0855	12.2181
December	12.1019	11.8482	11.9664