2019 JOD to MAD Historical Review

YEARLY HIGH

13.7673 MAD

YEARLY LOW

13.3078 MAD

YEARLY AVERAGE

13.5618 MAD

2019 JOD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the JOD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 13.7673. Conversely, the yearly low was recorded on January 9, dropping to 13.3078.

This high-to-low spread represents a total annual volatility of 0.4595 MAD. From a start-to-finish perspective, comparing the January average rate of 13.4323 to the December average rate of 13.5694, the exchange rate registered a net change of 1.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 13.7673 was up 1.70% compared to the 2018 peak of 13.5369, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 68,837 MAD

2018 Average 66,153 MAD

Yearly Trough Low 66,539 MAD

Transaction Impact: A difference of 2,297.56 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

13.6756

13.4102

JanuMarcMayJulySeptNove

JOD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.5379, compared to 13.5857 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0477 points.

H1 Avg (Jan–Jun) 13.5379

H2 Avg (Jul–Dec) 13.5857

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.2842 MAD (High: 13.6983 / Low: 13.4141). On the other end, November was the most stable month, with a tight range of 0.0925 MAD (High: 13.6611 / Low: 13.5686).

June Spread (Volatile) ±0.2842

November Spread (Stable) ±0.0925

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0949 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0949

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 13.6534) against the same month in 2018 (average: 13.2530), the exchange rate shifted by +0.4004 (+3.02%).

2019 Avg (September) 13.6534

2018 Avg (September) 13.2530

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.5652	13.3078	13.4323
February	13.4809	13.3876	13.4481
March	13.6324	13.4846	13.5572
April	13.6497	13.5285	13.5950
May	13.7269	13.5891	13.6449
June	13.6983	13.4141	13.5500
July	13.6079	13.4759	13.5267
August	13.6170	13.3734	13.5293
September	13.7673	13.5493	13.6534
October	13.7063	13.5490	13.6226
November	13.6611	13.5686	13.6126
December	13.6139	13.4894	13.5694