2013 JOD to MAD Historical Review

YEARLY HIGH

12.2240 MAD

YEARLY LOW

11.5075 MAD

YEARLY AVERAGE

11.8726 MAD

2013 JOD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the JOD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 12.2240. Conversely, the yearly low was recorded on October 25, dropping to 11.5075.

This high-to-low spread represents a total annual volatility of 0.7165 MAD. From a start-to-finish perspective, comparing the January average rate of 11.8391 to the December average rate of 11.5935, the exchange rate registered a net change of -2.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 12.2240 was down 4.79% compared to the 2012 peak of 12.8391, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 61,120 MAD

2012 Average 60,929 MAD

Yearly Trough Low 57,538 MAD

Transaction Impact: A difference of 3,582.45 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

12.1525

11.5427

JanuMarcMayJulySeptNove

JOD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.9724, compared to 11.7727 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1997 points.

H1 Avg (Jan–Jun) 11.9724

H2 Avg (Jul–Dec) 11.7727

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.4157 MAD (High: 12.0091 / Low: 11.5934). On the other end, August was the most stable month, with a tight range of 0.1377 MAD (High: 11.9280 / Low: 11.7903).

February Spread (Volatile) ±0.4157

August Spread (Stable) ±0.1377

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1936 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1936

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 12.1017) against the same month in 2012 (average: 11.9136), the exchange rate shifted by +0.1881 (+1.58%).

2013 Avg (March) 12.1017

2012 Avg (March) 11.9136

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.0136	11.6538	11.8391
February	12.0091	11.5934	11.8035
March	12.2240	12.0035	12.1017
April	12.2176	11.9643	12.0587
May	12.1990	11.9473	12.0943
June	12.0744	11.7921	11.9371
July	12.2137	11.8684	12.0162
August	11.9280	11.7903	11.8508
September	11.9769	11.7029	11.8185
October	11.7190	11.5075	11.6248
November	11.8292	11.6581	11.7326
December	11.6791	11.5283	11.5935