2025 JOD to MAD Historical Review

YEARLY HIGH

14.3766 MAD

YEARLY LOW

12.6249 MAD

YEARLY AVERAGE

13.1845 MAD

2025 JOD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JOD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 14.3766. Conversely, the yearly low was recorded on August 23, dropping to 12.6249.

This high-to-low spread represents a total annual volatility of 1.7517 MAD. From a start-to-finish perspective, comparing the January average rate of 14.1556 to the December average rate of 12.9448, the exchange rate registered a net change of -8.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 14.3766 was up 0.22% compared to the 2024 peak of 14.3451, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 71,883 MAD

2024 Average 70,090 MAD

Yearly Trough Low 63,125 MAD

Transaction Impact: A difference of 8,758.31 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

14.2997

12.5712

JanuMarcMayJulySeptNove

JOD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.5098, compared to 12.8592 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6507 points.

H1 Avg (Jan–Jun) 13.5098

H2 Avg (Jul–Dec) 12.8592

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.5946 MAD (High: 13.6035 / Low: 13.0089). On the other end, November was the most stable month, with a tight range of 0.1091 MAD (High: 13.1364 / Low: 13.0273).

April Spread (Volatile) ±0.5946

November Spread (Stable) ±0.1091

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.4854 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.4854

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 14.0938) against the same month in 2024 (average: 14.1839), the exchange rate shifted by -0.0902 (-0.64%).

2025 Avg (February) 14.0938

2024 Avg (February) 14.1839

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.2661	14.0490	14.1556
February	14.3766	13.9724	14.0938
March	14.0757	13.4992	13.6813
April	13.6035	13.0089	13.1959
May	13.1622	12.9580	13.0581
June	13.0579	12.7101	12.8743
July	12.8683	12.6444	12.7152
August	12.8391	12.6249	12.7342
September	12.8279	12.6410	12.7467
October	13.0615	12.8246	12.9420
November	13.1364	13.0273	13.0721
December	13.0575	12.8449	12.9448