2015 JOD to MAD Historical Review

YEARLY HIGH

14.3066 MAD

YEARLY LOW

12.8142 MAD

YEARLY AVERAGE

13.7551 MAD

2015 JOD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JOD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 14.3066. Conversely, the yearly low was recorded on January 1, dropping to 12.8142.

This high-to-low spread represents a total annual volatility of 1.4924 MAD. From a start-to-finish perspective, comparing the January average rate of 13.2064 to the December average rate of 13.9513, the exchange rate registered a net change of 5.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 14.3066 was up 11.71% compared to the 2014 peak of 12.8069, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 71,533 MAD

2014 Average 59,422 MAD

Yearly Trough Low 64,071 MAD

Transaction Impact: A difference of 7,462.06 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

14.1530

13.1203

JanuMarcMayJulySeptNove

JOD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.6730, compared to 13.8371 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1641 points.

H1 Avg (Jan–Jun) 13.6730

H2 Avg (Jul–Dec) 13.8371

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.7982 MAD (High: 13.6123 / Low: 12.8142). On the other end, September was the most stable month, with a tight range of 0.1801 MAD (High: 13.7609 / Low: 13.5807).

January Spread (Volatile) ±0.7982

September Spread (Stable) ±0.1801

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2742 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2742

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 13.9710) against the same month in 2014 (average: 11.4981), the exchange rate shifted by +2.4729 (+21.51%).

2015 Avg (March) 13.9710

2014 Avg (March) 11.4981

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.6123	12.8142	13.2064
February	13.5934	13.3472	13.4524
March	14.3066	13.6042	13.9710
April	14.2028	13.7260	14.0015
May	13.9224	13.5136	13.7273
June	13.9004	13.5814	13.6796
July	13.9748	13.7558	13.8484
August	13.9385	13.4493	13.7597
September	13.7609	13.5807	13.6861
October	13.8996	13.5333	13.7102
November	14.1961	13.8549	14.0669
December	14.1691	13.8680	13.9513