2016 JOD to MAD Historical Review

YEARLY HIGH

14.4179 MAD

YEARLY LOW

13.4792 MAD

YEARLY AVERAGE

13.8358 MAD

2016 JOD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the JOD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 14.4179. Conversely, the yearly low was recorded on May 4, dropping to 13.4792.

This high-to-low spread represents a total annual volatility of 0.9387 MAD. From a start-to-finish perspective, comparing the January average rate of 13.9681 to the December average rate of 14.2774, the exchange rate registered a net change of 2.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 14.4179 was up 0.78% compared to the 2015 peak of 14.3066, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 72,090 MAD

2015 Average 68,782 MAD

Yearly Trough Low 67,396 MAD

Transaction Impact: A difference of 4,693.52 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

14.3423

13.5628

JanuMarcMayJulySeptNove

JOD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.7540, compared to 13.9176 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1635 points.

H1 Avg (Jan–Jun) 13.7540

H2 Avg (Jul–Dec) 13.9176

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.4247 MAD (High: 14.2475 / Low: 13.8228). On the other end, September was the most stable month, with a tight range of 0.1202 MAD (High: 13.7800 / Low: 13.6598).

November Spread (Volatile) ±0.4247

September Spread (Stable) ±0.1202

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1706 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1706

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 14.2774) against the same month in 2015 (average: 13.9513), the exchange rate shifted by +0.3261 (+2.34%).

2016 Avg (December) 14.2774

2015 Avg (December) 13.9513

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.0473	13.8331	13.9681
February	13.9761	13.6397	13.7975
March	13.9862	13.5888	13.7720
April	13.6933	13.5552	13.6277
May	13.8019	13.4792	13.6510
June	13.8532	13.5990	13.7078
July	13.9054	13.7719	13.8420
August	13.8276	13.5846	13.7315
September	13.7800	13.6598	13.7203
October	14.0043	13.7024	13.8661
November	14.2475	13.8228	14.0680
December	14.4179	14.0837	14.2774