2020 JOD to MAD Historical Review

YEARLY HIGH

14.5287 MAD

YEARLY LOW

12.5317 MAD

YEARLY AVERAGE

13.3944 MAD

2020 JOD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JOD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 6, valuing the pair at 14.5287. Conversely, the yearly low was recorded on December 19, dropping to 12.5317.

This high-to-low spread represents a total annual volatility of 1.9970 MAD. From a start-to-finish perspective, comparing the January average rate of 13.5514 to the December average rate of 12.6703, the exchange rate registered a net change of -6.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 14.5287 was up 5.53% compared to the 2019 peak of 13.7673, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 72,644 MAD

2019 Average 67,811 MAD

Yearly Trough Low 62,659 MAD

Transaction Impact: A difference of 9,984.84 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

14.4547

12.5081

JanuMarcMayJulySeptNove

JOD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.7823, compared to 13.0065 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7758 points.

H1 Avg (Jan–Jun) 13.7823

H2 Avg (Jul–Dec) 13.0065

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.9607 MAD (High: 14.2532 / Low: 13.2924). On the other end, January was the most stable month, with a tight range of 0.1099 MAD (High: 13.6093 / Low: 13.4994).

March Spread (Volatile) ±0.9607

January Spread (Stable) ±0.1099

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.4492 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4492

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 14.2924) against the same month in 2019 (average: 13.5950), the exchange rate shifted by +0.6974 (+5.13%).

2020 Avg (April) 14.2924

2019 Avg (April) 13.5950

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.6093	13.4994	13.5514
February	13.7403	13.5424	13.6487
March	14.2532	13.2924	13.6571
April	14.5287	13.9421	14.2924
May	13.9803	13.7986	13.8920
June	13.7924	13.5780	13.6521
July	13.7054	13.1453	13.4716
August	13.1908	12.9038	13.0224
September	13.1071	12.8601	13.0075
October	13.0620	12.9055	12.9857
November	13.0384	12.7892	12.8815
December	13.1246	12.5317	12.6703