2022 JOD to MAD Historical Review

YEARLY HIGH

15.6650 MAD

YEARLY LOW

12.9859 MAD

YEARLY AVERAGE

14.3220 MAD

2022 JOD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the JOD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 15.6650. Conversely, the yearly low was recorded on January 13, dropping to 12.9859.

This high-to-low spread represents a total annual volatility of 2.6790 MAD. From a start-to-finish perspective, comparing the January average rate of 13.1028 to the December average rate of 14.8270, the exchange rate registered a net change of 13.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 15.6650 was up 19.09% compared to the 2021 peak of 13.1535, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 78,325 MAD

2021 Average 63,404 MAD

Yearly Trough Low 64,930 MAD

Transaction Impact: A difference of 13,395.14 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

15.6872

12.8678

JanuMarcMayJulySeptNove

JOD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.6862, compared to 14.9578 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2715 points.

H1 Avg (Jan–Jun) 13.6862

H2 Avg (Jul–Dec) 14.9578

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.8215 MAD (High: 15.6650 / Low: 14.8434). On the other end, December was the most stable month, with a tight range of 0.2104 MAD (High: 14.9274 / Low: 14.7170).

September Spread (Volatile) ±0.8215

December Spread (Stable) ±0.2104

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.3757 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.3757

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 15.1501) against the same month in 2021 (average: 12.6493), the exchange rate shifted by +2.5008 (+19.77%).

2022 Avg (September) 15.1501

2021 Avg (September) 12.6493

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.3138	12.9859	13.1028
February	13.4647	13.1134	13.2424
March	14.0759	13.4720	13.7282
April	14.1011	13.6813	13.8491
May	14.2930	13.9314	14.1064
June	14.3234	13.8553	14.0885
July	14.8141	14.1243	14.4313
August	14.9452	14.4323	14.6833
September	15.6650	14.8434	15.1501
October	15.5557	15.2645	15.4522
November	15.5595	15.0152	15.2027
December	14.9274	14.7170	14.8270