2012 KWD to HRK Historical Review

YEARLY HIGH

22.0041 HRK

YEARLY LOW

20.1207 HRK

YEARLY AVERAGE

20.8918 HRK

2012 KWD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the KWD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 22.0041. Conversely, the yearly low was recorded on September 16, dropping to 20.1207.

This high-to-low spread represents a total annual volatility of 1.8834 HRK. From a start-to-finish perspective, comparing the January average rate of 21.0141 to the December average rate of 20.4056, the exchange rate registered a net change of -2.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 22.0041 was up 4.92% compared to the 2011 peak of 20.9713, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KWD based on timing:

Yearly Peak High 110,020 HRK

2011 Average 96,731 HRK

Yearly Trough Low 100,603 HRK

Transaction Impact: A difference of 9,417.12 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

21.8169

20.2773

JanuMarcMayJulySeptNove

KWD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.8721, compared to 20.9115 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0393 points.

H1 Avg (Jan–Jun) 20.8721

H2 Avg (Jul–Dec) 20.9115

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 1.3670 HRK (High: 21.7470 / Low: 20.3801). On the other end, April was the most stable month, with a tight range of 0.3532 HRK (High: 20.6112 / Low: 20.2581).

May Spread (Volatile) ±1.3670

April Spread (Stable) ±0.3532

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.8614 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.8614

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 21.6886) against the same month in 2011 (average: 18.9739), the exchange rate shifted by +2.7147 (+14.31%).

2012 Avg (July) 21.6886

2011 Avg (July) 18.9739

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	21.3383	20.6683	21.0141
February	20.9377	20.2803	20.6583
March	20.7020	20.2532	20.4988
April	20.6112	20.2581	20.4785
May	21.7470	20.3801	21.0916
June	21.7655	21.2803	21.4915
July	22.0041	21.2612	21.6886
August	21.7587	21.0315	21.4014
September	21.0599	20.1207	20.5400
October	20.7590	20.3907	20.5938
November	21.0159	20.5972	20.8395
December	20.6790	20.2123	20.4056