2015 KWD to HRK Historical Review

YEARLY HIGH

24.2089 HRK

YEARLY LOW

21.6809 HRK

YEARLY AVERAGE

22.7924 HRK

2015 KWD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the KWD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 24.2089. Conversely, the yearly low was recorded on January 1, dropping to 21.6809.

This high-to-low spread represents a total annual volatility of 2.5280 HRK. From a start-to-finish perspective, comparing the January average rate of 22.4679 to the December average rate of 23.0843, the exchange rate registered a net change of 2.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 24.2089 was up 12.11% compared to the 2014 peak of 21.5943, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KWD based on timing:

Yearly Peak High 121,045 HRK

2014 Average 101,022 HRK

Yearly Trough Low 108,405 HRK

Transaction Impact: A difference of 12,640.02 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

23.7227

22.1913

JanuMarcMayJulySeptNove

KWD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.8476, compared to 22.7371 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1106 points.

H1 Avg (Jan–Jun) 22.8476

H2 Avg (Jul–Dec) 22.7371

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 1.5827 HRK (High: 23.2636 / Low: 21.6809). On the other end, February was the most stable month, with a tight range of 0.3174 HRK (High: 23.1360 / Low: 22.8186).

January Spread (Volatile) ±1.5827

February Spread (Stable) ±0.3174

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.8907 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.8907

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 23.5951) against the same month in 2014 (average: 19.6655), the exchange rate shifted by +3.9296 (+19.98%).

2015 Avg (March) 23.5951

2014 Avg (March) 19.6655

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	23.2636	21.6809	22.4679
February	23.1360	22.8186	22.9726
March	24.2089	23.1166	23.5951
April	23.6630	22.4550	23.3110
May	22.9166	21.8415	22.4203
June	22.8333	22.0860	22.3189
July	23.1120	22.4718	22.7596
August	22.9362	21.7443	22.4446
September	22.6282	22.0284	22.3517
October	22.9296	22.0573	22.4755
November	23.6809	22.7343	23.3067
December	23.6347	22.8688	23.0843