2020 KWD to HRK Historical Review

YEARLY HIGH

22.9684 HRK

YEARLY LOW

20.1578 HRK

YEARLY AVERAGE

21.5574 HRK

2020 KWD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KWD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 22.9684. Conversely, the yearly low was recorded on December 29, dropping to 20.1578.

This high-to-low spread represents a total annual volatility of 2.8106 HRK. From a start-to-finish perspective, comparing the January average rate of 22.0896 to the December average rate of 20.3213, the exchange rate registered a net change of -8.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 22.9684 was up 2.57% compared to the 2019 peak of 22.3922, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KWD based on timing:

Yearly Peak High 114,842 HRK

2019 Average 109,041 HRK

Yearly Trough Low 100,789 HRK

Transaction Impact: A difference of 14,052.78 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

22.6821

20.1066

JanuMarcMayJulySeptNove

KWD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.2284, compared to 20.8864 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.3420 points.

H1 Avg (Jan–Jun) 22.2284

H2 Avg (Jul–Dec) 20.8864

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.3969 HRK (High: 22.9684 / Low: 21.5715). On the other end, August was the most stable month, with a tight range of 0.3195 HRK (High: 20.8920 / Low: 20.5726).

March Spread (Volatile) ±1.3969

August Spread (Stable) ±0.3195

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.6350 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.6350

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 22.1375) against the same month in 2019 (average: 21.6248), the exchange rate shifted by +0.5127 (+2.37%).

2020 Avg (March) 22.1375

2019 Avg (March) 21.6248

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	22.2510	21.8546	22.0896
February	22.5844	22.0823	22.3808
March	22.9684	21.5715	22.1375
April	22.6914	22.2427	22.4492
May	22.6744	22.1706	22.4675
June	22.1417	21.6558	21.8457
July	21.8622	20.6450	21.3920
August	20.8920	20.5726	20.7570
September	21.1821	20.6787	20.9170
October	21.2661	20.9082	21.0410
November	21.2707	20.6725	20.8900
December	20.4921	20.1578	20.3213