YEARLY HIGH
23.8666 HRK
YEARLY LOW
20.8020 HRK
YEARLY AVERAGE
21.7764 HRK

2025 KWD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the KWD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 23.8666. Conversely, the yearly low was recorded on December 23, dropping to 20.8020.

This high-to-low spread represents a total annual volatility of 3.0646 HRK. From a start-to-finish perspective, comparing the January average rate of 23.6233 to the December average rate of 20.9499, the exchange rate registered a net change of -11.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 23.8666 was up 0.96% compared to the 2024 peak of 23.6387, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KWD based on timing:

Yearly Peak High 119,333 HRK
2024 Average 113,498 HRK
Yearly Trough Low 104,010 HRK
Transaction Impact: A difference of 15,322.94 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

23.8906
20.6826
JanuMarcMayJulySeptNove

KWD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.4490, compared to 21.1039 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.3451 points.

H1 Avg (Jan–Jun) 22.4490
H2 Avg (Jul–Dec) 21.1039

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 1.1767 HRK (High: 22.6350 / Low: 21.4584). On the other end, November was the most stable month, with a tight range of 0.2652 HRK (High: 21.3884 / Low: 21.1232).

April Spread (Volatile) ±1.1767
November Spread (Stable) ±0.2652

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.8113 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.8113

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 23.6233) against the same month in 2024 (average: 22.4593), the exchange rate shifted by +1.1640 (+5.18%).

2025 Avg (January) 23.6233
2024 Avg (January) 22.4593

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 23.8666 23.3134 23.6233
February 23.6970 23.2287 23.4449
March 23.5288 22.3660 22.6601
April 22.6350 21.4584 21.8487
May 22.0863 21.5905 21.7706
June 21.6239 20.9205 21.3465
July 21.5487 20.9144 21.1067
August 21.3402 21.0476 21.1672
September 21.1727 20.8149 21.0322
October 21.2777 20.9817 21.1302
November 21.3884 21.1232 21.2371
December 21.1468 20.8020 20.9499