YEARLY HIGH
25.2694 HRK
YEARLY LOW
21.7248 HRK
YEARLY AVERAGE
23.3770 HRK

2022 KWD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the KWD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 25.2694. Conversely, the yearly low was recorded on February 6, dropping to 21.7248.

This high-to-low spread represents a total annual volatility of 3.5446 HRK. From a start-to-finish perspective, comparing the January average rate of 21.9736 to the December average rate of 23.2464, the exchange rate registered a net change of 5.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 25.2694 was up 13.95% compared to the 2021 peak of 22.1753, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KWD based on timing:

Yearly Peak High 126,347 HRK
2021 Average 105,520 HRK
Yearly Trough Low 108,624 HRK
Transaction Impact: A difference of 17,722.85 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

24.9669
21.6860
JanuMarcMayJulySeptNove

KWD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.6564, compared to 24.0976 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4412 points.

H1 Avg (Jan–Jun) 22.6564
H2 Avg (Jul–Dec) 24.0976

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 1.3687 HRK (High: 24.8800 / Low: 23.5114). On the other end, December was the most stable month, with a tight range of 0.4689 HRK (High: 23.5075 / Low: 23.0387).

November Spread (Volatile) ±1.3687
December Spread (Stable) ±0.4689

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.7590 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.7590

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 24.5580) against the same month in 2021 (average: 21.1654), the exchange rate shifted by +3.3925 (+16.03%).

2022 Avg (September) 24.5580
2021 Avg (September) 21.1654

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 22.3086 21.7420 21.9736
February 22.2731 21.7248 21.9594
March 22.9051 22.3386 22.6343
April 23.4849 22.4969 22.8940
May 23.6178 22.9495 23.2556
June 23.5249 22.8940 23.2213
July 24.3283 23.5056 23.9875
August 24.5731 23.7660 24.1655
September 25.2694 24.1016 24.5580
October 25.0201 24.1358 24.6935
November 24.8800 23.5114 23.9345
December 23.5075 23.0387 23.2464