2021 KWD to HRK Historical Review

YEARLY HIGH

22.1753 HRK

YEARLY LOW

20.1949 HRK

YEARLY AVERAGE

21.1013 HRK

2021 KWD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KWD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 22.1753. Conversely, the yearly low was recorded on January 6, dropping to 20.1949.

This high-to-low spread represents a total annual volatility of 1.9803 HRK. From a start-to-finish perspective, comparing the January average rate of 20.4951 to the December average rate of 21.9760, the exchange rate registered a net change of 7.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 22.1753 was down 3.45% compared to the 2020 peak of 22.9684, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KWD based on timing:

Yearly Peak High 110,876 HRK

2020 Average 107,766 HRK

Yearly Trough Low 100,975 HRK

Transaction Impact: A difference of 9,901.73 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

22.1241

20.3470

JanuMarcMayJulySeptNove

KWD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.7544, compared to 21.4483 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6939 points.

H1 Avg (Jan–Jun) 20.7544

H2 Avg (Jul–Dec) 21.4483

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.7143 HRK (High: 22.1753 / Low: 21.4610). On the other end, December was the most stable month, with a tight range of 0.2269 HRK (High: 22.0766 / Low: 21.8497).

November Spread (Volatile) ±0.7143

December Spread (Stable) ±0.2269

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4044 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 21.8121) against the same month in 2020 (average: 20.8900), the exchange rate shifted by +0.9222 (+4.41%).

2021 Avg (November) 21.8121

2020 Avg (November) 20.8900

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.6337	20.1949	20.4951
February	20.8804	20.5740	20.6894
March	21.3694	20.7101	21.0682
April	21.3064	20.7011	20.9892
May	20.8501	20.4029	20.5848
June	21.0049	20.4356	20.6995
July	21.2786	20.9520	21.0849
August	21.3084	21.0062	21.1764
September	21.4589	20.9795	21.1654
October	21.5927	21.3333	21.4750
November	22.1753	21.4610	21.8121
December	22.0766	21.8497	21.9760