2019 KWD to HRK Historical Review

YEARLY HIGH

22.3922 HRK

YEARLY LOW

21.2265 HRK

YEARLY AVERAGE

21.8069 HRK

2019 KWD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the KWD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 22.3922. Conversely, the yearly low was recorded on January 9, dropping to 21.2265.

This high-to-low spread represents a total annual volatility of 1.1657 HRK. From a start-to-finish perspective, comparing the January average rate of 21.4608 to the December average rate of 22.0618, the exchange rate registered a net change of 2.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 22.3922 was up 3.01% compared to the 2018 peak of 21.7373, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KWD based on timing:

Yearly Peak High 111,961 HRK

2018 Average 104,052 HRK

Yearly Trough Low 106,133 HRK

Transaction Impact: A difference of 5,828.45 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

22.2283

21.3911

JanuMarcMayJulySeptNove

KWD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.6180, compared to 21.9958 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3779 points.

H1 Avg (Jan–Jun) 21.6180

H2 Avg (Jul–Dec) 21.9958

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.5276 HRK (High: 22.1887 / Low: 21.6611). On the other end, April was the most stable month, with a tight range of 0.2629 HRK (High: 21.8806 / Low: 21.6177).

August Spread (Volatile) ±0.5276

April Spread (Stable) ±0.2629

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2100 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.2100

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 22.1215) against the same month in 2018 (average: 21.0619), the exchange rate shifted by +1.0596 (+5.03%).

2019 Avg (September) 22.1215

2018 Avg (September) 21.0619

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	21.6584	21.2265	21.4608
February	21.6685	21.3471	21.5191
March	21.7990	21.3743	21.6248
April	21.8806	21.6177	21.7396
May	21.8997	21.6207	21.7867
June	21.8397	21.3626	21.5767
July	21.9011	21.5409	21.6578
August	22.1887	21.6611	21.8473
September	22.3922	21.9680	22.1215
October	22.2734	21.9701	22.1280
November	22.2772	22.0037	22.1585
December	22.1960	21.8763	22.0618