2026 KWD to HRK Historical Review

YEARLY HIGH

21.4673 HRK

YEARLY LOW

20.4805 HRK

YEARLY AVERAGE

21.0383 HRK

2026 KWD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the KWD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 21.4673. Conversely, the yearly low was recorded on January 27, dropping to 20.4805.

This high-to-low spread represents a total annual volatility of 0.9867 HRK. From a start-to-finish perspective, comparing the January average rate of 20.9036 to the December average rate of 21.1299, the exchange rate registered a net change of 1.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 21.4673 was down 10.05% compared to the 2025 peak of 23.8666, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KWD based on timing:

Yearly Peak High 107,336 HRK

2025 Average 108,836 HRK

Yearly Trough Low 102,403 HRK

Transaction Impact: A difference of 4,933.74 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

21.3457

20.7210

JanuMarcMayJuly

KWD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.9805, compared to 21.2118 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2313 points.

H1 Avg (Jan–Jun) 20.9805

H2 Avg (Jul–Dec) 21.2118

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.6740 HRK (High: 21.1546 / Low: 20.4805). On the other end, August was the most stable month, with a tight range of 0.0487 HRK (High: 21.1521 / Low: 21.1034).

January Spread (Volatile) ±0.6740

August Spread (Stable) ±0.0487

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3403 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3403

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 21.2244) against the same month in 2025 (average: 22.6601), the exchange rate shifted by -1.4357 (-6.34%).

2026 Avg (March) 21.2244

2025 Avg (March) 22.6601

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	21.1546	20.4805	20.9036
February	20.8716	20.6259	20.7731
March	21.4673	20.9764	21.2244
April	21.1610	20.6601	20.8841
May	20.9370	20.8785	20.9044
June	21.4516	20.8993	21.1932
July	21.3895	21.1243	21.2937
August	21.1521	21.1034	21.1299