2012 MAD to SAR Historical Review

YEARLY HIGH

0.4507 SAR

YEARLY LOW

0.4130 SAR

YEARLY AVERAGE

0.4344 SAR

2012 MAD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.4507. Conversely, the yearly low was recorded on July 24, dropping to 0.4130.

This high-to-low spread represents a total annual volatility of 0.0377 SAR. From a start-to-finish perspective, comparing the January average rate of 0.4354 to the December average rate of 0.4416, the exchange rate registered a net change of 1.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4507 was down 8.09% compared to the 2011 peak of 0.4903, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,253 SAR

2011 Average 2,318 SAR

Yearly Trough Low 2,065 SAR

Transaction Impact: A difference of 188.41 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4472

0.4163

JanuMarcMayJulySeptNove

MAD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4376, compared to 0.4313 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0062 points.

H1 Avg (Jan–Jun) 0.4376

H2 Avg (Jul–Dec) 0.4313

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0228 SAR (High: 0.4445 / Low: 0.4218). On the other end, October was the most stable month, with a tight range of 0.0062 SAR (High: 0.4413 / Low: 0.4351).

May Spread (Volatile) ±0.0228

October Spread (Stable) ±0.0062

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0096 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0096

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.4446) against the same month in 2011 (average: 0.4560), the exchange rate shifted by -0.0114 (-2.49%).

2012 Avg (February) 0.4446

2011 Avg (February) 0.4560

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4430	0.4288	0.4354
February	0.4507	0.4386	0.4446
March	0.4479	0.4393	0.4439
April	0.4473	0.4394	0.4428
May	0.4445	0.4218	0.4332
June	0.4307	0.4206	0.4255
July	0.4289	0.4130	0.4189
August	0.4274	0.4177	0.4217
September	0.4419	0.4262	0.4346
October	0.4413	0.4351	0.4376
November	0.4383	0.4299	0.4335
December	0.4455	0.4365	0.4416