2021 MAD to SAR Historical Review

YEARLY HIGH

0.4264 SAR

YEARLY LOW

0.4024 SAR

YEARLY AVERAGE

0.4173 SAR

2021 MAD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 0.4264. Conversely, the yearly low was recorded on December 18, dropping to 0.4024.

This high-to-low spread represents a total annual volatility of 0.0239 SAR. From a start-to-finish perspective, comparing the January average rate of 0.4212 to the December average rate of 0.4055, the exchange rate registered a net change of -3.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4264 was up 0.97% compared to the 2020 peak of 0.4223, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,132 SAR

2020 Average 1,979 SAR

Yearly Trough Low 2,012 SAR

Transaction Impact: A difference of 119.67 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4254

0.4037

JanuMarcMayJulySeptNove

MAD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4204, compared to 0.4142 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0062 points.

H1 Avg (Jan–Jun) 0.4204

H2 Avg (Jul–Dec) 0.4142

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0092 SAR (High: 0.4142 / Low: 0.4050). On the other end, October was the most stable month, with a tight range of 0.0022 SAR (High: 0.4155 / Low: 0.4132).

November Spread (Volatile) ±0.0092

October Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0047 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 0.4236) against the same month in 2020 (average: 0.3814), the exchange rate shifted by +0.0422 (+11.06%).

2021 Avg (May) 0.4236

2020 Avg (May) 0.3814

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4263	0.4182	0.4212
February	0.4219	0.4165	0.4193
March	0.4198	0.4132	0.4165
April	0.4224	0.4140	0.4188
May	0.4264	0.4183	0.4236
June	0.4258	0.4206	0.4230
July	0.4209	0.4180	0.4195
August	0.4216	0.4163	0.4181
September	0.4204	0.4138	0.4182
October	0.4155	0.4132	0.4142
November	0.4142	0.4050	0.4095
December	0.4075	0.4024	0.4055