2014 MAD to SAR Historical Review

YEARLY HIGH

0.4640 SAR

YEARLY LOW

0.4143 SAR

YEARLY AVERAGE

0.4463 SAR

2014 MAD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MAD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 0.4640. Conversely, the yearly low was recorded on December 31, dropping to 0.4143.

This high-to-low spread represents a total annual volatility of 0.0497 SAR. From a start-to-finish perspective, comparing the January average rate of 0.4556 to the December average rate of 0.4199, the exchange rate registered a net change of -7.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4640 was up 0.81% compared to the 2013 peak of 0.4603, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,320 SAR

2013 Average 2,231 SAR

Yearly Trough Low 2,072 SAR

Transaction Impact: A difference of 248.63 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4653

0.4158

JanuMarcMayJulySeptNove

MAD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4579, compared to 0.4348 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0231 points.

H1 Avg (Jan–Jun) 0.4579

H2 Avg (Jul–Dec) 0.4348

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0138 SAR (High: 0.4422 / Low: 0.4284). On the other end, June was the most stable month, with a tight range of 0.0042 SAR (High: 0.4572 / Low: 0.4530).

September Spread (Volatile) ±0.0138

June Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0119 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0119

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.4611) against the same month in 2013 (average: 0.4377), the exchange rate shifted by +0.0235 (+5.36%).

2014 Avg (March) 0.4611

2013 Avg (March) 0.4377

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4589	0.4524	0.4556
February	0.4602	0.4518	0.4566
March	0.4640	0.4586	0.4611
April	0.4626	0.4578	0.4610
May	0.4632	0.4549	0.4585
June	0.4572	0.4530	0.4547
July	0.4563	0.4490	0.4531
August	0.4503	0.4421	0.4472
September	0.4422	0.4284	0.4353
October	0.4324	0.4246	0.4291
November	0.4264	0.4220	0.4241
December	0.4253	0.4143	0.4199