2022 MAD to SAR Historical Review

YEARLY HIGH

0.4076 SAR

YEARLY LOW

0.3391 SAR

YEARLY AVERAGE

0.3707 SAR

2022 MAD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the MAD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 0.4076. Conversely, the yearly low was recorded on September 28, dropping to 0.3391.

This high-to-low spread represents a total annual volatility of 0.0685 SAR. From a start-to-finish perspective, comparing the January average rate of 0.4040 to the December average rate of 0.3575, the exchange rate registered a net change of -11.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.4076 was down 4.40% compared to the 2021 peak of 0.4264, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,038 SAR

2021 Average 2,086 SAR

Yearly Trough Low 1,696 SAR

Transaction Impact: A difference of 342.41 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.4101

0.3369

JanuMarcMayJulySeptNove

MAD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3869, compared to 0.3545 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0324 points.

H1 Avg (Jan–Jun) 0.3869

H2 Avg (Jul–Dec) 0.3545

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0179 SAR (High: 0.3570 / Low: 0.3391). On the other end, December was the most stable month, with a tight range of 0.0051 SAR (High: 0.3601 / Low: 0.3550).

September Spread (Volatile) ±0.0179

December Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0141 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0141

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.4040) against the same month in 2021 (average: 0.4212), the exchange rate shifted by -0.0173 (-4.10%).

2022 Avg (January) 0.4040

2021 Avg (January) 0.4212

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4076	0.3975	0.4040
February	0.4035	0.3930	0.3996
March	0.3927	0.3760	0.3855
April	0.3867	0.3752	0.3820
May	0.3797	0.3701	0.3751
June	0.3818	0.3695	0.3755
July	0.3747	0.3574	0.3670
August	0.3674	0.3545	0.3609
September	0.3570	0.3391	0.3500
October	0.3473	0.3407	0.3430
November	0.3530	0.3408	0.3487
December	0.3601	0.3550	0.3575