2016 MAD to SAR Historical Review

YEARLY HIGH

0.3924 SAR

YEARLY LOW

0.3674 SAR

YEARLY AVERAGE

0.3827 SAR

2016 MAD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MAD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 0.3924. Conversely, the yearly low was recorded on December 20, dropping to 0.3674.

This high-to-low spread represents a total annual volatility of 0.0250 SAR. From a start-to-finish perspective, comparing the January average rate of 0.3788 to the December average rate of 0.3709, the exchange rate registered a net change of -2.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.3924 was down 4.99% compared to the 2015 peak of 0.4131, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,962 SAR

2015 Average 1,924 SAR

Yearly Trough Low 1,837 SAR

Transaction Impact: A difference of 125.10 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.3901

0.3692

JanuMarcMayJulySeptNove

MAD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3849, compared to 0.3805 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0043 points.

H1 Avg (Jan–Jun) 0.3849

H2 Avg (Jul–Dec) 0.3805

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0116 SAR (High: 0.3832 / Low: 0.3716). On the other end, September was the most stable month, with a tight range of 0.0030 SAR (High: 0.3874 / Low: 0.3844).

November Spread (Volatile) ±0.0116

September Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0055 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0055

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 0.3878) against the same month in 2015 (average: 0.3856), the exchange rate shifted by +0.0022 (+0.57%).

2016 Avg (May) 0.3878

2015 Avg (May) 0.3856

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3824	0.3763	0.3788
February	0.3891	0.3786	0.3836
March	0.3896	0.3784	0.3844
April	0.3906	0.3865	0.3884
May	0.3924	0.3840	0.3878
June	0.3894	0.3822	0.3863
July	0.3842	0.3807	0.3825
August	0.3898	0.3828	0.3855
September	0.3874	0.3844	0.3858
October	0.3864	0.3782	0.3819
November	0.3832	0.3716	0.3765
December	0.3770	0.3674	0.3709