2019 MAD to SAR Historical Review

YEARLY HIGH

0.3973 SAR

YEARLY LOW

0.3842 SAR

YEARLY AVERAGE

0.3901 SAR

2019 MAD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MAD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 0.3973. Conversely, the yearly low was recorded on September 30, dropping to 0.3842.

This high-to-low spread represents a total annual volatility of 0.0131 SAR. From a start-to-finish perspective, comparing the January average rate of 0.3934 to the December average rate of 0.3898, the exchange rate registered a net change of -0.91% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.3973 was down 3.42% compared to the 2018 peak of 0.4114, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,986 SAR

2018 Average 1,998 SAR

Yearly Trough Low 1,921 SAR

Transaction Impact: A difference of 65.62 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.3940

0.3870

JanuMarcMayJulySeptNove

MAD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3907, compared to 0.3895 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.3907

H2 Avg (Jul–Dec) 0.3895

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0082 SAR (High: 0.3943 / Low: 0.3862). On the other end, February was the most stable month, with a tight range of 0.0026 SAR (High: 0.3948 / Low: 0.3922).

June Spread (Volatile) ±0.0082

February Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0037 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.3934) against the same month in 2018 (average: 0.4053), the exchange rate shifted by -0.0119 (-2.94%).

2019 Avg (January) 0.3934

2018 Avg (January) 0.4053

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3973	0.3897	0.3934
February	0.3948	0.3922	0.3931
March	0.3923	0.3880	0.3902
April	0.3910	0.3875	0.3891
May	0.3893	0.3853	0.3877
June	0.3943	0.3862	0.3905
July	0.3924	0.3887	0.3911
August	0.3955	0.3885	0.3913
September	0.3915	0.3842	0.3876
October	0.3908	0.3860	0.3885
November	0.3901	0.3871	0.3886
December	0.3922	0.3885	0.3898